Benefits Information

Welcome to the Health and Welfare Benefits page. This page provides information about the Health and Welfare benefits offered to employees.

The benefits plan year runs from October 1st through September 30th of each year.

2025-2026 ENROLLMENT & PLAN INFORMATION

2025-26 Rate Sheets

*If you work a different percentage than those listed, please log in to the Ease Benefits portal to see rates based on your specific hours and the plan(s) you select. Please contact [email protected] if you have questions about off-schedule rates.

Open Enrollment

Open Enrollment runs from August 11, 2025, through September 12, 2025. Elections made during Open Enrollment will go into effect on October 1, 2025. Making changes to benefit elections after the Open Enrollment window can only be done if you are a new employee or if you experience a Qualifying Event (e.g., marriage, divorce, birth of a child, etc.)

All full-time and 50%-or-higher part-time employees are eligible to participate in the health benefit plans.

2025-26 Enrollment Guide: Please review the guide to learn more about the plans. A PDF of the guide may also be downloaded here. A Video overview of the plans offered may be viewed here.

NEW: The District has added the Kaiser Deductible HMO plan and the Anthem Solutions PPO plan. These plans have higher out-of-pocket costs for services, but a lower per-paycheck contribution from employees. If considering these plans, please carefully review your usage (estimated out-of-pocket costs) against what you may save through lower per-paycheck contributions.

Benefit elections may be made through the Ease Benefits portal during Open Enrollment, or within 30 days of a Qualifying Event.

All employees should log on to www.MBUSD.Ease.com to designate beneficiaries for the District-provided Life insurance.

If you have any questions, please contact MBUSD Benefits at [email protected].

Medical, Dental, and Vision Plan Options:

Anthem Blue Cross- Group # 280549

Health Maintenance Organizations (HMO) Options:

Anthem Select HMO - Summary of Benefits (2025-26)

Anthem Blue Cross Select HMO - Summary of Benefits & Coverages (2025-26) (detailed)

Anthem Vivity HMO - Summary of Benefits (2025-26)

Anthem Vivity HMO - Summary of Benefits & Coverages (2025-26) (detailed)

Anthem Vivity HMO - Brochure

Preferred Provider Organization (PPO) Options:

Anthem Blue Cross Custom Classic PPO - Summary of Benefits (2025-26)

Anthem Blue Cross Custom Classic PPO - Summary of Benefits & Coverages (2025-26) (detailed)

Anthem Blue Cross Solutions PPO - Summary of Benefits (2025-26) - New plan option this year!

Anthem Blue Cross Solutions PPO - Summary of Benefits & Coverages (2025-26) (detailed)

Anthem Blue Cross - Covered Prescription Drug Benefits

Anthem Blue Cross Chiropractic Rider (HMO only)

Anthem Blue Cross Hearing Aid & Footwear Rider

Is your Doctor and Anthem Provider? Anthem Blue Cross- Find a Provider

If you selected any of the Anthem Blue Cross plans, we encourage you to go to Anthem's website and register. You can register using either the ID number from your insurance card, or your social security number.

Kaiser Permanente- Group # 231396

Health Maintenance Organizations (HMO) Options:

Kaiser $0 Co-Pay HMO - Principal Benefits (2025-26)

Kaiser $0 Co-Pay HMO - Summary of Benefits (2025-26)

Kaiser $15 Co-Pay HMO - Principal Benefits (2025-26)

Kaiser $15 Co-Pay HMO - Summary of Benefits (2025-26)

Kaiser Deductible HMO - Principal Benefits (2025-26) - New plan option this year!

Kaiser Deductible HMO - Summary of Benefits (2025-26)

Kaiser Permanente Value Added Services

Delta Dental- Group # 7026

Vision Service Plan (VSP)- Group # 30069055

Medicare Advantage Plans for Employees or Retirees with Medicare:

Retirees and employees over 65 who enroll in Medicare for medical coverage now have the option to enroll in District-provided "Medicare Advantage Plans" through Kaiser or SCAN. These plans provided enhanced coverages and benefits to the basic Medicare coverages. Information on each plan can be found here:

Kaiser Medicare Advantage Plan:

SCAN Medicare Advantage Plan:

Life & Long Term Disability - District provided insurance from The Hartford

The district pays for long-term insurance and life insurance coverage for all employees. Click the appropriate link below for an overview of these benefits:

Please note that employees must pre-designate a beneficiary through the insurance portal.

Other Insurances and Annuity Options:

American Fidelity - Health/Flex and Dependent Care Spending Accounts, and other Supplemental Insurances

To see information on available supplemental insurance options (e.g., a Flex Spending Account (FSA) or Dependent Care Spending Account (DCSA)) through American Fidelity (AF), go to https://enroll.americanfidelity.com/377E2D79. New employees may enroll outside of the Open Enrollment window by contacting [email protected].

For those enrolled, here is a link to the AF claims page where you can file a claim directly or download a form: https://americanfidelity.com/claims/

Schools First - Tax Sheltered Annuities (403b/457)

Anthem Blue Cross Optional Travel Coverages

COBRA

COBRA is the Consolidated Omnibus Budget Reconciliation Act which amended the Employee Retirement Income Security Act, the Internal Revenue Code, and the Public Health Service Act to provide continuation of group health coverage that otherwise might be terminated. COBRA provides certain former employees, retirees, spouses, former spouses, and dependent children the right to temporary continuation of health coverage at group rates. This coverage, however, is only available when coverage is lost due to certain specific events. Rights under COBRA

Legal Shield | ID Shield - Legal and Identity Protection Services