Benefits
Welcome to the Health and Welfare Benefits page. This page provides information about the Health and Welfare benefits offered to employees. The benefit plan year is from October 1 - September 30 of each year with the month of August being open enrollment.
< OPEN ENROLLMENT 2018-2019 >Open enrollment for the 2018-2019 School Year will begin on August 15, 2018. However, if you have a qualifying event (e.g., marriage, birth of child, etc.), you can login at the Easecentral portal to update your coverage at any time.The new 2018-2019 insurance rates can be found here: 2018-2019 MBUSD Insurance Rates. The rates reflect a 8.31% increase across all of our Anthem insurance products. Kaiser has a 2.28% increase for both plans. Delta Dental has a 3% decrease; VSP has a increase of 13.5%. If you have any questions please contact Monica Cossio at mcossio@mbusd.org. |
Anthem Blue Cross- Group # 280549
Health Maintenance Organizations (HMO) Options:
Preferred Provider Organization (PPO) Options:
Is your Doctor and Anthem Provider? Anthem Blue Cross- Find a Provider
If you selected any of the Anthem Blue Cross plans, we encourage you to go to Anthem's website, and register. You can register using either the ID number from your insurance card, or your social security number.
Kaiser Permanente- Group # 231396
Health Maintenance Organizations (HMO) Options:
Delta Dental- Group # 7026
Vision Service Plan (VSP)- Group # 30069055
American Fidelity- Supplemental Insurance
Tax Sheltered Annuity- (403b/457)
Schools First FCU (Our third-party administrator) Approved Vendors Letter from Schools First FCUDistrict-provided Benefits: The Guardian
The district pays for long term disability insurance and life insurance coverage for all employees that work at least fifty percent at no cost to employees. An overview of these benefits can be found here. Please note that employees must designate a beneficiary through the insurance portal.Traveling during your summer break? Anthem Blue Cross has provided the following member information for those who may need to seek out-of-area non-emergency and urgent care services:
- Blue Card Worldwide (pamphlet)
- Anthem Blue Cross Urgent Care Flyer
- Anthem Blue Cross - Benefits That Go Where You Go (information sheet)
COBRA
COBRA is the Consolidated Omnibus Budget Reconciliation Act which amended the Employee Retirement Income Security Act, the Internal Revenue Code and the Public Health Service Act to provide continuation of group health coverage that otherwise might be terminated. COBRA provides certain former employees, retirees, spouses, former spouses, and dependent children the right to temporary continuation of health coverage at group rates. This coverage, however, is only available when coverage is lost due to certain specific events. Rights under COBRA